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Get the Capital Your Business Needs

Flexible term loans with low rates, fast approval, and customized repayment options.

  • Competitive interest rates
  • Flexible repayment terms
  • Fast funding in as little as 24 hours

Looking to Finance Your Business?

Apply online and explore financing options for your business

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What Can You Do with a Term Loan?

Expand Operations

Expand Operations

Open new locations, increase production capacity, or enter new markets with our flexible financing options.

Purchase Equipment

Purchase Equipment

Acquire the latest machinery, technology, or vehicles to improve efficiency and productivity.

Manage Cash Flow

Manage Cash Flow

Smooth out seasonal fluctuations, cover operational costs, or invest in growth opportunities.

Top Benefits of Using Term Loans

Fixed Interest Rates

Lock in a predictable monthly payment with our competitive fixed interest rates, making budgeting easier.

Flexible Terms

Choose repayment terms from 1 to 5 years that align with your business's cash flow and growth projections.

Quick Funding

Get approved quickly and receive funds in as little as 24 hours after approval to seize opportunities fast.

How to Apply for a Term Loan

1

Apply Online

Complete our simple application in minutes with basic business information.

2

Get Approved

Receive a decision quickly, often within hours of submitting your application.

3

Review Offer

Examine your personalized loan terms and accept the agreement.

4

Receive Funds

Get money deposited directly into your business account, often within 24 hours.

Is a Term Loan Right for Your Business?

Take our quick assessment to find out if a term loan is the best financing solution for your business needs.

Check Eligibility

Who Needs a Term Loan?

Small Businesses

Looking to expand operations, hire staff, or increase marketing efforts to grow revenue.

Manufacturers

Needing to purchase equipment, upgrade facilities, or increase production capacity.

Service Companies

Seeking to acquire vehicles, invest in technology, or expand to new locations.

How Term Loans Work

How Do Term Loans Work?

Term loans provide businesses with a lump sum of capital that is repaid over a set period with fixed or variable interest rates. They're ideal for long-term investments and large purchases.

  • Borrow a fixed amount of money upfront
  • Repay with regular monthly payments
  • Choose from various repayment terms (1-5 years)
  • Benefit from predictable payment schedules
  • Use funds for almost any business purpose

How to Strengthen Your Application

Increase your chances of approval and get better rates with these tips:

  • Maintain a strong credit score (650+)
  • Provide complete and accurate financial documents
  • Demonstrate consistent revenue history
  • Prepare a clear business plan for fund usage
  • Show collateral if available (not always required)
Strengthen Application

Trusted by Thousands of Business Owners

Frequently Asked Questions

A term loan is a type of business financing where you receive a lump sum of capital that you repay over a set period with fixed or variable interest rates. These loans are ideal for long-term investments like equipment purchases, expansion projects, or large one-time expenses.

Loan amounts typically range from $25,000 to $500,000, depending on your business's financial health, credit history, and needs. Established businesses with strong revenue and good credit may qualify for higher amounts.

Interest rates vary based on factors like your credit score, business revenue, loan term, and amount borrowed. Our rates are competitive and typically range from 7% to 25% APR. Businesses with stronger financials generally qualify for lower rates.

Our online application takes about 10-15 minutes to complete. After submission, you can often receive a decision within hours. Once approved, funds are typically deposited into your business account within 1-3 business days.

Typically, we require business bank statements, tax returns, profit and loss statements, and information about existing debts. The specific documents needed may vary based on your business's age, revenue, and credit profile.